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Steven Rainey is a Veteran of the US Marine Corps and the Vietnam War, having served in country during 1965 & 1966. Steve will tell you that for all of his life he has been one to fight for what he believes in and he taught his son to do the same.

Today, along with his son Blake, they are aggressively fighting for the right of senior citizens to obtain the benefits they have paid for and need to help them preserve their life savings and standard of living.



Steve and Blake Rainey have taught Continuing Education courses on this area of estate planning for Elder Law Attorneys, CPAs, CFPs, Social Workers and Nursing Home Administrators. Their success is recognized nationwide because they proved that you can “fight city hall” – and win! We have sued the State multiple times, challenging their interpretation of Medicaid rules with one particular case making it all the way to the U.S. Supreme Court.

Steve and Blake have worked hard over the past 10 years building a solid reputation not only as experts in their field but also for always doing what is in the best interest of their clients.

“We are extremely pleased and grateful that that many of our clients followed our recommendations because not one of them has lost a penny of their investment dollars due to this market downturn.” – Steve Rainey

Ashley V. Coburn

Office Manager/Annuity Specialist

Location: Shreveport, LA

Ashley received her Master’s of Business Administration from Louisiana State University and from there she worked at Merrill Lynch and New York Life. She is a yearly supporter and participant of the American Cancer Society’s Relay For Life. She also volunteers for the annual Jambalaya Jubilee which is a retreat for children suffering from arthritis and other Rheumatic diseases. She loves working for S.A.F.E. Planning because of the internal feeling of solving financial problems for families. Ashley states, “The gratitude in their expressions and body language is phenomenal.”

Ric Cochran

Planning Assistant to Blake Rainey

Location: Shreveport, LA

Ric began working cases with Steve and Blake in early 2006 before taking a greater role in the Shreveport office. In his own words, Ric joined S.A.F.E. Planning, Inc. because he believes, “It doesn’t make sense to help people grow their retirement savings only to stand by and watch them lose it all in the end.” While his career in insurance and financial services began decades ago, Ric believes the industry offers little in the way of addressing key needs of Americans who face financial disaster on multiple fronts. Industry solutions tend to be cookie cutter products that are pedalled in the absence of thorough planning. As a result, many will outlive their savings or fail to meet their goals. Even the many with long-term care insurance face staggering risks since most have limited policies and the agents who sell them have little or no understanding of Medicaid. Says Ric, “It’s shocking how easily people who thought they had all their bases covered can lose everything.” Ric likes to listen, learn, and try to understand family dynamics when working on a case. “There are questions nobody has asked that need to be addressed rather than assuming the answers.” When he is not working Ric enjoys time with his family, church, and activities from scuba diving to skydiving.

Sharon Calhoun

Medicaid Case Manager

Location: Shreveport, LA

Sharon was a perfect match for the S.A.F.E. Planning team. She came to S.A.F.E. Planning from the Department of Health and Hospitals where she was a Medicaid caseworker for the State of Louisiana. Sharon, a graduate of Columbia College in Missouri and the Community College of the Air Force, is a long time member of the National Organization for Female Executives. Sharon enjoys the work ethic at S.A.F.E. Planning and their ability to make sure that the client is always taken care of.