Seniors' Asset and Family Estate Planning
Our story
SAFE Planning’s founding father, Steve Rainey (CEO) and his oldest son, Blake Rainey (President) have been sought for their expertise in Medicaid Planning by CPAs, attorneys, and financial planners from across the nation.
For decades, the team at SAFE Planning has been successfully guiding clients through the confusing maze of government regulations and misinformation surrounding Medicaid Eligibility for Long-Term Care.
SAFE Planning has conducted numerous educational seminars through the years, and we look forward to hosting more educational events for years to come in our new office facility.
Our consultation has always been FREE.
We welcome a conversation to discover if our family can provide service to yours.
SAFE Planning wins Supreme Court case to protect client assets
In 2007, the Louisiana Second Circuit Court of Appeals upheld a lower court ruling in the case of Renate King vs. the Secretary, LA Dept. of Health, verifying SAFE Planning’s contention that the State was wrong to deny King's benefits.
SAFE Planning brought the case on behalf of King, whose spouse purchased an annuity after she went into a nursing home. In order for King to qualify for Medicaid, the State claimed it should be named as beneficiary of the annuity.
Standing by its commitment to their client and a firm belief in right and wrong, SAFE Planning used their own money to fight all the way to the Supreme Court - and won.
The United State Supreme Court upheld the lower court decision that the state guidelines applicable to annuities were unenforceable, because they were more restrictive than federal guidelines.
our passion
Our business was built on the belief that the “Greatest Generation” who worked hard, struggled and saved money for their “golden years” and “a rainy day” should not have to “spend-down” to poverty level before getting assistance with the expense of Long-Term Care. We don’t believe people should lose everything they earned and saved, while non-working welfare recipients can claim multiple government entitlements AND get free (for them) assistance.
We find it gut-wrenching to meet families AFTER they have spent money on attorneys and other financial planners who did NOT protect their “nest egg” while applying for Medicaid, but instead their nest eggs were further depleted and sometimes decimated while waiting to qualify for assistance.
One of our greatest passions is helping families protect their assets, while strategically (and LEGALLY) positioning them to be eligible for Medicaid Long-Term Care benefits as soon as possible.